Does Costco Car Rental Include Insurance? Essential Facts!
Costco car rental does not include insurance, but they highly recommend it for your protection. Optional insurance through the car rental company is available, and if you use the Costco Anywhere Visa® Card by Citi to book eligible car rentals, you’ll receive free worldwide car rental insurance coverage.
It’s important to note that rental car insurance is not required to rent a car, but it’s highly recommended for your protection. When renting a car, it’s important to understand what is included in your rental agreement and what is not.
Many people wonder if Costco car rental includes insurance. The answer is no, but they do offer optional insurance through the car rental company. Additionally, if you use the Costco Anywhere Visa® Card by Citi to book eligible car rentals, you can receive free worldwide car rental insurance coverage. However, rental car insurance is not required to rent a car, but it’s highly recommended for your protection. In this blog post, we’ll explore more about rental car insurance and why it’s important to consider when renting a car.
Costco Car Rental Basics
Costco offers a variety of car rental perks to its members. With a Costco membership, you can take advantage of discounts and benefits when renting a car through Costco Travel. When it comes to insurance, rental car insurance is not included in the Costco car rental package. However, Costco Travel highly recommends adding rental car insurance for your protection.
Types Of Cars Available Through Costco
Costco Travel partners with Alamo, Avis, Budget, and Enterprise to provide rental car services. You can choose from a range of car types, including compact cars, SUVs, and luxury vehicles. Additionally, Costco Travel rental car reservations include one free additional driver at U.S. locations.
It’s important to note that while rental car insurance isn’t required to rent a car, it is highly recommended. You have several options for obtaining coverage, including purchasing insurance through the car rental company or using your own regular auto insurance. Ensure you understand the terms and conditions of the rental agreement and insurance coverage before making your reservation.
Insurance Inclusions
When renting a car from Costco, it’s important to understand the insurance inclusions. Costco car rentals do not automatically include insurance, but they offer options to purchase insurance coverage. It’s essential to know the difference between primary and secondary insurance coverage. For car rentals in the United States, Costco Citi card car rental insurance is considered secondary coverage. This means that you need to file a claim with any other insurance you have, such as your regular auto insurance, before using Costco’s coverage. Additionally, when booking eligible car rentals through Costco Travel and using the Costco Anywhere Visa® Card by Citi, you can receive free worldwide car rental insurance coverage. Another advantage of renting through Costco Travel is the inclusion of one free additional driver at U.S. locations with Alamo, Avis, Budget, and Enterprise. While rental car insurance is not required, Costco Travel highly recommends it for your protection, and optional insurance through the car rental company is available.
Costco’s Insurance Partners
Costco’s car rental insurance coverage is included with bookings using the Costco Anywhere Visa® Card by Citi. The card offers free worldwide car rental insurance, providing members with added peace of mind during their travels. This benefit makes Costco a convenient and cost-effective option for those looking to rent a car.
| Insurance Options for Costco Members |
| Costco Travel rental car reservations include one free additional driver at U.S. locations with Alamo, Avis, Budget, and Enterprise. At Canada locations, rental car insurance isn’t required, but Costco Travel highly recommends it for protection. Optional insurance through the car rental company is available at the same price whether it is prepurchased by phone or added at the time of pickup. When booking eligible car rentals, you’ll receive free worldwide car rental insurance coverage if you use the Costco Anywhere Visa® Card by Citi. |
Using Costco Citi Card Benefits
When using the Costco Citi card for car rentals, you receive free worldwide car rental insurance coverage. This benefit allows you to decline the rental company’s collision damage waiver. Additionally, the Costco Citi card provides rental car ‘loss of use’ coverage, which covers the costs for the rental company’s lost rental income while a damaged car is being repaired. This coverage is secondary in your home country but becomes primary outside the country.
Purchasing Additional Insurance
Costco Travel offers optional insurance through the car rental company, which is available for purchase at the time of pickup or by phone. This optional insurance is recommended for protection during the rental period. Rental car insurance is not mandatory, but it is highly recommended by Costco Travel. Additionally, when booking eligible car rentals, customers using the Costco Anywhere Visa® Card by Citi will receive free worldwide car rental insurance coverage. The Costco Anywhere Visa® Card by Citi also offers primary rental car insurance, providing customers with added peace of mind during their travels.
Understanding Your Coverage
| Understanding Your Coverage |
| Navigating Primary and Secondary Policies |
When renting a car through Costco Travel, you may wonder whether or not your rental includes insurance coverage. Costco Travel does not include insurance in their rental car reservation prices, but they do offer the option to purchase coverage through the car rental company or to use your own personal insurance policy.
If you choose to use your personal policy, it’s important to understand whether it is primary or secondary coverage. Primary coverage means that your personal policy will be the first to pay for any damages or injuries in the event of an accident, while secondary coverage means that your personal policy will only kick in after any other applicable insurance policies have been exhausted.
Regardless of whether you choose to use your personal policy or purchase coverage through the car rental company, it’s important to ensure that you have adequate protection. Optional insurance through the car rental company is available, but it’s important to carefully review the terms and conditions to determine if it’s the right choice for you.
Car Rental Insurance Recommendations
| Car Rental Insurance Recommendations |
| Costco Travel’s Stance on Insurance |
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Costco Travel rental car reservations do not include insurance. However, it is highly recommended for your protection. Optional insurance through the car rental company is available and is the same price whether it is purchased by phone or added at the time of pickup. Costco Citi card car rental insurance is secondary coverage for car rentals in the United States. Before using it, you need to file a claim with any other insurance you have, such as your regular auto insurance. There are many ways to get coverage for rental car insurance. Costco Travel recommends looking into your personal auto insurance policy, credit card benefits, or standalone insurance policies from other providers. |
Saving On Auto & Home Insurance
Costco Travel rental car reservations include one free additional driver at U.S. locations with Alamo, Avis, Budget, and Enterprise. At Canada locations, rental car insurance isn’t required to rent a car, but Costco Travel highly recommends it for your protection. Optional insurance through the car rental company is available at the same price whether it is prepurchased by phone or added at the time of pickup. Additionally, when booking eligible car rentals, you’ll receive free worldwide car rental insurance coverage if you use the Costco Anywhere Visa® Card by Citi.
Conclusion
To summarize, while Costco car rental does not automatically include insurance, it is highly recommended for your protection. You have the option to add rental car insurance to your reservation, either through the car rental company or through your personal auto insurance or credit card.
It’s important to ensure that you have adequate insurance coverage to avoid any potential financial liabilities in case of an accident or damage to the rental car.
